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I want to sell my property. Will the lender benefit from any increase in the value?

At the heart of Islamic finance is the principle of risk sharing. The lender and you share the risk of your property appreciating or depreciating over time. However, the lender does not benefit from any increase in your property's value if you want to sell it. They only receive the balance of the Acquisition Cost. Any appreciation or depreciation in value will be passed on to you on completion of the sale.


Islamic Mortgages Info
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The entire product range offered on this website is Shariah compliant. However, from time to time we will promote relevant none Halal products where no Islamic / Halal alternatives exist. Your home is at risk if you do not keep up monthly payments due under an Islamic / Halal mortgage agreement (your lease and / or diminishing ownership agreement).