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Buy To Let Mortgage


Buy To Let Mortgage is designed to provide 'the mortgage alternative' to conventional buy to let mortgages.

Fixed Product

Key Features  
Available for new purchases, refinancing and releasing additional capital Up to 75% maximum finance to value.
Rent Rate = 5.49% (Bank of England Base Rate + a margin of 4.99%).
Finance Amount
Minimum Property Value
Term 7 - 30 years.
Maximum number of applicants Two applicants.
Minimum age of applicants 25 Years.
Rent Reviews Rent reviews in March, June, September and December.
New rent rate effective from 1st April, 1st July, 1st October and 1st 1st January.
Margin The bank reserves the right to change the margin on its products however, a cap applies of 2%. This means that the bank cannot increase the margin on its BTLPP product by more than 2% over the margin that applied at the outset.
You will be given at least 30 days advance notice of any changes in the pricing structure.
Settlement Customer has the option to sell the property at anytime without any penalties (subject to an administration fee to cover any costs).
Conditions for eligibility
Rental income to be 125% of monthly BTL finance payment.
Applicants can only have a maximum of 5 BTL properties including the one they intend to purchase.
One of the applicants needs to already be a homeowner and must have been for at least 12 months.


>> click here to submit an enquiry.


Islamic Mortgages Info
Copyright © 2011 Islamic Please read our Terms and Conditions
The entire product range offered on this website is Shariah compliant. However, from time to time we will promote relevant none Halal products where no Islamic / Halal alternatives exist. Your home is at risk if you do not keep up monthly payments due under an Islamic / Halal mortgage agreement (your lease and / or diminishing ownership agreement).